http://realestate.msn.com/Buying/Article2.aspx?cp-documentid=5124615

I found the link, and this is the response I received:

Thanks for the article.  It is further evidence that the price of homes in Florida have been and still are priced to high.  It also shows that the homes in the Orlando market have a better than 50% chance of loosing value within the next couple of years.  What is interesting is that it does not mention that the major insurance companies are no longer selling home owners insurance in Florida and that the companies that are are selling the insurance are charging 3 to 4 times as much as in the past.  Also the home owners deductible (which is the amount the home owner must pay out of their pocket before the insurance company starts to pay anything) ranges from $15,000 to $20,000.  This is because the Florida State Government (which was is Republican & the previous Republican Governor Bush) gave the insurance this
break (the deductible).

I forgot to mention that when the Florida State Government changed the home owners insurance law (ie. the large deductible) it was not publicized and the public was not aware of it until after the hurricanes in 2004. Most families did not and still do not have an extra $15,000 - $20,000 just lying around to pay for unexpected repairs. Many had to deplete their savings account or get additional loans to pay for the repairs.  Then what happens if their home incurs damage again?  Eventually most families will drop their insurance and then risk losing everything. There are probably still thousands of home owners in Florida that are still not aware of the changes just because they were not previously affected and do not keep informed.  Also people that are moving to Florida at this time had no exposure to the changes in Florida's Home Owners Insurance fiasco and you know the Honest (Ha Ha) Real-estate Agents are not going to even mention anything about it.

I really wanted to move back to see my friends, but again, most don't have the time (or interest) to see me (except for some of The GoG), but it is time for me to move on (and just keep Orlando as a place to visit every so often)....

I have added another link: